2026-10-12 · 6 min read · Prescott Valley
What Do I Legally Have to Disclose to Buyers in Arizona? The SPDS Explained
The short answer
You've lived in your home, cared for it, and probably fixed a thing or two along the way, so it's natural to wonder how much of that history buyers need to hear about. Here's the plain answer: Arizona expects sellers to share the important facts they know about their home, and the main tool for doing that is a form called the Seller's Property Disclosure Statement, or SPDS. You answer its questions honestly, from what you actually know, and you attach the paperwork you have. You don't have to go hunting for problems you've never seen. Exactly what applies to your situation is a question for a real estate attorney.
Let's walk through what the form is, what it asks, and how to fill it out without stress.
What the SPDS is, and what it isn't
The SPDS is a standard form from the Arizona REALTORS®. Its seller advisory opens with a clear sentence: "Arizona law requires the seller to disclose material (important) facts about the property, even if you are not asked by the buyer or a real estate agent."
That word "material" just means important: something that could affect a buyer's decision or what they'd be willing to pay. A roof that leaked and was repaired, a crack someone patched, a well that runs low in late spring. Those are the kinds of things a buyer would want to know.
Here's what the form is not. It isn't a home inspection, and it isn't a promise that nothing will ever go wrong. It's you telling a buyer, in writing, what you know. Buyers still get their own inspection, and they'll make their own decisions with what they learn.
What the form asks about
The SPDS asks a lot of questions, and it gets easier if you think through your home in a few broad areas before you sit down with it. Here's a simple way to organize your thoughts:
| Topic | What it helps to think about |
|---|---|
| Ownership and property | Who owns the home, who lives there, and anything about the land itself |
| Building and systems | The roof, plumbing, electrical, heating and cooling, and any past repairs |
| Utilities | Who provides your water, power, and other services |
| Environmental | Anything you know about the soil, drainage, or the surroundings |
| Sewer or septic | Whether you're on city sewer or a septic system, and its history |
If your home has a private well, pull together what you have on it, like service records and any past water tests, because buyers of homes with wells tend to ask about them.
Here's the part most people don't hear
Being upfront usually helps your sale, not hurts it.
Think about it from the buyer's side. A buyer who reads about a repaired roof leak, with the invoice attached, sees an owner who took care of things. A buyer who discovers that same leak on their own during inspection starts to wonder what else they haven't been told. The facts are the same. The feeling is completely different.
That's why the SPDS advisory encourages sellers to attach copies of invoices, receipts, permits, warranties, inspection reports, and leases. Paperwork turns "trust me" into "here's what we did." Buyers tend to feel more settled about a home when the seller has been open with them, and settled buyers are easier to reach an agreement with.
How to fill it out without the stress
The form can look long, but it goes much smoother with a little preparation. It helps to:
- Gather your paperwork first. Repair invoices, roof or HVAC warranties, permits for any additions, and any past inspection reports. A folder on the kitchen table is plenty.
- Walk through the house with fresh eyes. Room by room, jot down anything you've repaired, replaced, or kept an eye on over the years.
- Answer from what you actually know. You're sharing your knowledge, not guessing. If you're truly unsure about something, tell us, and that's a good question to bring to a real estate attorney.
- Be specific. "Water heater replaced in the spring, receipt attached" tells a buyer far more than "water heater fine."
- Speak up if something changes. If a new issue comes up after you've filled out the form, let us know right away so it can be handled the right way.
Homes with wells, septic, or land
Whether your home sits in a Prescott Valley subdivision or on a few acres outside Chino Valley or Dewey-Humboldt, the same principle applies: share what you know. Homes on land often just have a few more systems to describe, like a private well, a septic system, outbuildings, or shared roads. If that's your home, those are the sections where your records really pay off, because buyers of homes on land tend to ask good, detailed questions.
If you're thinking about selling acreage, here's more on what sellers of homes on land should know before listing.
Timing: start before you list
The SPDS goes much easier when it isn't the last thing on your list. If you start gathering your records a few weeks ahead, you won't be digging through drawers while you're also packing and getting ready for photos.
This is where we come in. We'll help you build a timeline for the whole sale: when to pull your paperwork together, when the home should be ready for photos, when it goes on the market, and when you're likely to move. Once you can see it laid out, the disclosure piece becomes one manageable step instead of a looming chore. Some sellers also choose a pre-listing inspection to learn about their home on their own schedule. Here's whether a pre-listing inspection makes sense for you.
Where an attorney comes in
We help sellers with the form all the time, and we're happy to explain what each section is asking and to help you organize your records. What we don't do is give legal advice. If you're wondering whether a specific issue needs to be disclosed, or how to describe something unusual, that's a question for a real estate attorney who can look at your situation. It's a short conversation that can give you real peace of mind.
Frequently asked questions
Is the SPDS required in Arizona?
The SPDS is the standard Arizona REALTORS® form most sellers use to share what they know about their home. Its advisory explains that Arizona law requires sellers to disclose material facts about the property. For questions about your specific sale in Prescott Valley or anywhere in Arizona, talk with a real estate attorney.
Do I have to disclose repairs I already fixed?
Past repairs are often exactly the kind of thing buyers want to know about, and sharing them with the invoice attached usually works in your favor. Whether a particular repair must be disclosed is a legal question for an attorney.
What if I don't know the answer to a question on the SPDS?
Answer from what you actually know and don't guess. If you're unsure how to handle a specific question, ask a real estate attorney before you sign.
Can I sell my house as is and skip disclosure in Arizona?
Selling as is means you're not offering to make repairs. It doesn't change the expectation that you share what you know about the home. Here's more on fixing up versus selling as is.
What paperwork should I gather before I sell?
Repair invoices, warranties, permits, and any inspection reports are a great start. Here's a fuller list of the paperwork you need to sell a home in Arizona.
Your next step
You don't need pressure. You need a clear plan. Start with a no-pressure home value review. We'll sit down with you, talk through what your home could sell for, and map out a timeline that leaves plenty of room to get your records in order. Get the numbers without the pressure.